Facing Foreclosure? No Equity? No Problem!

We specialize in helping homeowners facing foreclosure with little or no equity in their homes. We can help you!

Many homeowners today are behind on their payments and may even be facing foreclosure.  In today's economy, it is difficult to find a way out of these difficult situations. The stress can be overwhelming and even embarrasing. We understand. CliffRose Real Estate is experienced in helping homeowners, just like you, avoid foreclosure. How can we help you?

We focus on helping homeowners who are upside down on their homes. Dealing with the banks can be a long and frustrating process - almost impossible for the average homeowner.  You will spend long hours on hold and will be asked to provide information that can be confusing and tedious. OUR JOB IS TO NEGOTIATE WITH THE BANK ON YOUR BEHALF SO THAT YOU CAN SELL YOUR HOME. Basically, we contact the bank and ask them to accept a payoff amount that is less than the amount of the mortgage. THIS IS CALLED A SHORT-SALE. What are the benefits of a short sale? - The homeowner protects their credit.  A homeowner's credit score may drop only 50 points and they may buy another home as early as 1 year later.  - The homeowner can buy another home.  A foreclosure may cause your credit to drop 300 points and you may not be able to buy for as long as 5 years. - Foreclosure may affect your employment.  Some employers may be forced to terminate you due to company policy and you may not be able to apply for some future job opportunites. - Banks are more open to short sales because they lose less money,

So what will I have to pay to retain your services? - That's the best part - you pay nothing. Our Service is FREE!  In Short Sales, unlike traditional real estate sales, the seller is not responsible for the real estate agent commissions.

We will guide you through the Short Sale process and work with your mortgage lender to avoid foreclosure. For more information on how to get started, call us at 720-323-8433. We look forward to your call!